One Roof Community Housing

Your support transforms lives in our community, one home at a time.

One Roof Community Housing creates pathways to home ownership in our communities. We've seen how stable housing transforms lives and strengthens families. But today's housing market doesn’t always work for people—especially families and individuals with low incomes.

Our mission is enriching lives and communities, one home at a time. We envision communities where everyone has access to sustainable and affordable housing. We offer programs and services to create and sustain affordable housing opportunities across the Twin Ports and North Shore region. These include:

• Community Land Trust (CLT) Program: One Roof develops single-family homes for purchase by households who typically earn $20,000-$40,000 per year. The Land Trust model ensures homes are permanently affordable in future resales. One Roof has 375 CLT homes across our Twin Ports and North Shore communities.
• Homebuyer Education & Counseling: Our HUD-certified Homestretch classes as well as pre- and post-purchase education & counseling ensure lower-income homeowners are successful in their homeownership endeavors. 
• Multifamily Housing Development: We collaborate with local non-profits to provide turnkey housing development services which provide affordable rental housing opportunities and prevent homelessness of lower income households. Recent projects include Plover Place, Brewery Creek, Decker Dwellings, and Gateway Tower Apartments.
• Tenant Landlord Connection: We work to ensure stable rental housing by educating landlords and tenants about their respective rights and responsibilities and by mediating disputes. This helps decrease the number of evictions in our community.
• Repair & Remodel Lending Services: For homeowners at virtually any income level, we offer affordable loan products for home improvement and emergency needs. 
• Purchase Assistance Loans: We offer qualified homebuyers the opportunity to finance their down payment, saving the buyer the cost of a monthly mortgage insurance premium.
• Tool Lending Library: One Roof operates a Community Tool Lending Library that is free and open to all residents—just like a regular library.  The library includes a variety of power and hand tools for all types of home improvement projects and home repairs, both indoor and out.  

For more information about One Roof Community Housing, visit www.1roofhousing.org or call 218-727-5372.

Your contributions to One Roof really do make a difference. Thank you for your consideration and support!