Habitat For Humanity of Steele Waseca Area

A nonprofit organization

14 donors

Decent affordable home ownership as a reality throughout the Steele Waseca Area.

One step at a time, one home at a time – through partnership, we can make it happen.

In the Steele and Waseca County area, approximately 9% of residents live below poverty level.   Affordable housing is a concern in our communities.  On average, 27% of residents are cost burdened in that they pay more than 30% of their gross monthly income on housing.  Many times this means making a choice between safe housing, adequate nutrition, medical care or other basic necessities of life. 

Simple, decent and affordable housing is the goal of our affiliate.  We work with individuals/families whose income prevents an ability to purchase a home through traditional mortgage lending mechanisms.  In the last year, we have received inquiries from over 40 low income individuals/families seeking to achieve that goal of homeownership.  

Applicants for homeownership with our affiliate must demonstrate eligibility in 3 areas:

  • Need - Is their current residence substandard or not safe? Is it too small for the family size?  Are they cost burdened in their rent (paying more than 30% of their gross monthly income to rent)? 
  • Ability to pay - We sell our homes to future homeowners through no-interest, long term mortgage financing.  Our homeowners need to demonstrate the ability to pay a monthly mortgage (including escrow for home insurance and property taxes), and other expenses associated with homeownership (utilities, home maintenance, etc).  These mortgage payments are used to further our mission of building simple, decent and affordable homes for qualified homeowner applicants.
  • Willing to partner - Our homeowners work beside our staff and volunteers to build or rehab their future home.  Through this process (called sweat equity), we work to teach our future homeowners basic home construction as well as provide information on maintaining their home once they move in.

Our affiliate has built or rehabbed 23 homes in the last 20 years.  We are currently finishing on our 25th home in Owatonna.  Our goal is to start house 26 in the Spring!  

Please consider helping us to continue Habitat for Humanity’s Mission to build strength, stability and self-reliance through shelter.

Organization Data


Organization name

Habitat For Humanity of Steele Waseca Area

Tax id (EIN)



108 West Vine Street PO Box 292
Owatonna, MN 55060



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